• The full fund list shows the transaction cost information available to the Phoenix Independent Governance Committee for its 2023 Annual Report.
  • The information shows the position for the twelve months to 31 December 2023 and includes 168 funds.
  • The Annual Report provides commentary and the IGC's conclusions on transaction costs and the value for money implications for members of contract-based workplace pension schemes written by Phoenix.

Unit-linked funds

Fund code Name of fund Fund NAV at 31/12/23 % Not
obtained		 Total Explicit costs Taxes Explicit costs Fees and charges Stocklending costs Explicit costs total Implicit costs Indirect costs Anti-dilution levy offset
AU58 PHOENIX AL PENSIONS INTERNATIONAL ACCUMULATOR £1,608,946,029 0.00% 0.024% 0.000% 0.001% 0.000% 0.001% 0.000% 0.023% 0.00%
AU17 PHOENIX AL PENSIONS MANAGED ACCUMULATOR £1,420,802,487 0.00% 0.062% 0.000% 0.001% 0.000% 0.001% 0.007% 0.054% 0.00%
S537 PHX P Managed- Phoenix Series 8 Units £1,247,190,611 0.00% 0.081% 0.000% 0.000% 0.000% 0.000% 0.001% 0.080% 0.00%
ND16 Phoenix NPI Pens Managed Stk Series 1 £1,050,201,608 0.00% 0.055% 0.000% 0.000% 0.000% 0.000% 0.006% 0.049% 0.00%
AU19 PHOENIX AL PENSIONS SECURITY ACCUMULATOR £584,841,511 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
HL54 PHOENIX HS PENSION MANAGED SER AB AND AC ACC £333,925,011 0.00% 0.072% 0.000% 0.001% 0.000% 0.001% 0.016% 0.055% 0.00%
PL17 Phoenix Pearl Pens Mixed Acc £264,817,203 0.00% 0.058% 0.000% 0.000% 0.000% 0.000% 0.009% 0.049% 0.00%
TJ39 PHOENIX TL PENSION MANAGED SERIES 1 ACCUMULATOR £251,075,747 0.00% 0.076% 0.000% 0.001% 0.000% 0.001% 0.020% 0.055% 0.00%
SE33 Phoenix SM Growth Pension £233,011,086 0.00% 0.118% 0.000% 0.000% 0.000% 0.000% 0.027% 0.090% 0.00%
A326 Phoenix LL Pension Managed (Ex AMP) Acc £206,178,991 0.00% 0.058% 0.000% 0.000% 0.000% 0.000% 0.009% 0.049% 0.00%
SE26 Phoenix SM Cash Pension £157,732,699 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
NH80 Phoenix NPI Pens UK Equity Stk Series 6 £138,632,716 0.00% 0.039% 0.000% 0.000% 0.000% 0.000% 0.007% 0.032% 0.00%
FFD5 Phoenix Alba GPS Managed £137,752,579 0.00% 0.076% 0.000% 0.000% 0.000% 0.000% -0.003% 0.079% 0.00%
NP66 Phoenix NPI Pens Global Care Series 3 Acc £133,376,180 0.00% 0.061% 0.000% 0.000% 0.000% 0.000% 0.000% 0.061% 0.00%
WU05 PHOENIX TL PENSION MANAGED GROWTH ACCUMULATOR £127,203,520 0.00% 0.042% 0.000% 0.000% 0.000% 0.000% 0.021% 0.021% 0.00%
NC72 Phoenix NPI Pens Global Care Managed Stk Series 1 £106,942,078 0.00% 0.092% 0.000% 0.000% 0.000% 0.000% 0.000% 0.092% 0.00%
RP01 PHX F Equity- Quoted Prices £85,160,870 0.00% 0.138% 0.000% 0.000% 0.000% 0.000% 0.079% 0.059% 0.00%
ELT5 Phoenix Alba LASPEN Cash Pooled Pension £83,085,457 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
RP05 PHX F Money- Quoted Prices PHX U PHX F £80,666,317 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
ND24 Phoenix NPI Pens Overseas Equity Stk Series 1 £79,123,589 0.00% 0.051% 0.000% 0.000% 0.000% 0.000% 0.009% 0.042% 0.00%
NB99 Phoenix NPI Pens UK Equity Tracker Stk Series 1 £67,920,495 0.00% 0.029% 0.000% 0.000% 0.000% 0.000% 0.017% 0.012% 0.00%
PF81 Phoenix SCP(K) Managed Pen (40 85% Shares) £64,265,596 0.00% 0.109% 0.000% 0.000% 0.000% 0.000% 0.019% 0.091% 0.00%
SE34 Phoenix SM Opportunity Pension £62,330,970 0.00% 0.103% 0.000% 0.000% 0.000% 0.000% 0.030% 0.073% 0.00%
SV08 Phoenix SCP(E) Cash Pen £58,748,637 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
SV18 Phoenix SCP(E) Managed Pen £55,112,370 0.00% 0.105% 0.000% 0.000% 0.000% 0.000% 0.014% 0.091% 0.00%
NC43 Phoenix NPI Pens Fixed Interest Stk Series 1 £43,352,314 0.00% 0.028% 0.000% 0.000% 0.000% 0.000% 0.002% 0.026% 0.00%
NC13 Phoenix NPI Pens Far East Stk Series 2 £41,718,206 0.00% 0.070% 0.000% 0.000% 0.000% 0.000% 0.026% 0.044% 0.00%
SE24 Phoenix SM UK Equity Pension £38,201,249 0.00% 0.080% 0.000% 0.000% 0.000% 0.000% 0.021% 0.059% 0.00%
FFD0 Phoenix BULA Pensions Growth £37,764,688 0.00% 0.129% 0.000% 0.000% 0.000% 0.000% 0.069% 0.059% 0.00%
SE32 Phoenix SM Managed Pen (0 35% Shares) £36,204,022 0.00% 0.180% 0.000% 0.000% 0.000% 0.000% 0.016% 0.165% 0.00%
NB50 Phoenix NPI Pens Americas Stk Series 2 £32,695,497 0.00% 0.029% 0.000% 0.000% 0.000% 0.000% 0.002% 0.027% 0.00%
S538 PHX P International- Phoenix Series 8 Units £31,438,442 0.00% 0.027% 0.000% 0.000% 0.000% 0.000% 0.002% 0.025% 0.00%
PF65 Phoenix SCP(K) Managed Pen (60 100% Shares) £28,993,618 0.00% 0.102% 0.000% 0.000% 0.000% 0.000% 0.029% 0.073% 0.00%
AU13 PHOENIX AL PENSIONS EQUITY ACCUMULATOR £28,634,881 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
SE28 Phoenix SM European Pension £28,538,541 0.00% 0.057% 0.000% 0.000% 0.000% 0.000% 0.010% 0.048% 0.00%
DB23 Phoenix Alba LASIA UK Equity Pension £27,978,971 0.00% 0.139% 0.000% 0.000% 0.000% 0.000% 0.079% 0.059% 0.00%
LQ26 Phoenix LL Pens Mixed Series S and T £27,466,827 0.00% 0.054% 0.000% 0.000% 0.000% 0.000% 0.007% 0.047% 0.00%
S536 PHX P Property- Phoenix Series 8 Units £27,358,025 0.00% 0.028% 0.000% 0.000% 0.000% 0.000% 0.000% 0.028% 0.00%
0LHQ Phoenix Pearl Pens UK Equity SHP £25,062,429 0.00% 0.057% 0.000% 0.000% 0.000% 0.000% 0.000% 0.057% 0.00%
NB68 Phoenix NPI Pens Deposit Stk Series 1 £24,139,944 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.000% 0.006% 0.00%
NP63 Phoenix NPI Pens European Series 3 Acc £23,798,590 0.00% 0.057% 0.000% 0.000% 0.000% 0.000% 0.009% 0.048% 0.00%
AU35 PHOENIX AL PENSIONS AMERICAN ACCUMULATOR £23,683,156 0.00% 0.009% 0.000% 0.000% 0.000% 0.000% 0.004% 0.005% 0.00%
AU18 PHOENIX AL PENSIONS PROPERTY ACCUMULATOR £23,436,839 0.00% 0.148% 0.000% 0.000% 0.000% 0.000% 0.000% 0.148% 0.00%
SE35 Phoenix SM Halifax Pension £23,425,326 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
AU54 PHOENIX AL PENSIONS EUROPEAN ACCUMULATOR £22,784,676 0.00% 0.081% 0.000% 0.000% 0.000% 0.000% 0.011% 0.070% 0.00%
PF19 Phoenix SCP(K) High Income Pen £22,559,220 0.00% 0.102% 0.000% 0.000% 0.000% 0.000% 0.040% 0.061% 0.00%
SE29 Phoenix SM North American Pension £21,898,677 0.00% 0.007% 0.000% 0.000% 0.000% 0.000% 0.007% 0.000% 0.00%
SE31 Phoenix SM International Pension £21,120,005 0.00% 0.033% 0.000% 0.000% 0.000% 0.000% 0.016% 0.017% 0.00%
RA61 PHX F Living Pens- Pen Protector Phoenix Units £20,649,854 0.00% 0.016% 0.000% 0.000% 0.000% 0.000% 0.005% 0.011% 0.00%
LQ22 Phoenix LL Pens UK Equity Series S and T £20,256,543 0.00% 0.057% 0.000% 0.000% 0.000% 0.000% 0.000% 0.057% 0.00%
JZ94 Phoenix SM Stakeholder Growth Pen £19,325,718 0.00% 0.112% 0.000% 0.000% 0.000% 0.000% 0.021% 0.091% 0.00%
SO53 Phoenix SM Newton Managed Pension £18,980,449 0.00% 0.048% 0.000% 0.000% 0.000% 0.000% 0.000% 0.048% 0.00%
HL37 PHOENIX HS PENSION EQUITY SERIES AB AND AC ACC £17,120,826 0.00% 0.034% 0.000% 0.000% 0.000% 0.000% 0.013% 0.021% 0.00%
AU59 PHOENIX AL PENSIONS ETHICAL ACCUMULATOR £14,615,411 0.00% 0.045% 0.000% 0.000% 0.000% 0.000% 0.000% 0.045% 0.00%
DG63 PIFC Jade Pension £14,600,140 100.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
S543 PHX P Deposit - Phoenix Series 8 Units £14,040,373 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
0LHS Phoenix Pearl Pens Overseas Equity SHP £13,982,831 0.00% 0.063% 0.000% 0.000% 0.000% 0.000% 0.017% 0.046% 0.00%
SE56 Phoenix SM Far Eastern Pension £13,638,719 0.00% 0.060% 0.000% 0.000% 0.000% 0.000% 0.052% 0.008% 0.00%
0LHR Phoenix Pearl Pens Fixed Interest (Gilt) SHP £13,313,403 0.00% 0.015% 0.000% 0.000% 0.000% 0.000% 0.008% 0.007% 0.00%
QL38 PHX Fram Spec Man - Phoenix Series 1 Units £10,262,236 0.00% 0.061% 0.000% 0.000% 0.000% 0.000% 0.000% 0.061% 0.00%
AU60 PHOENIX AL PENSIONS HIGH INCOME ACCUMULATOR £10,075,267 0.00% 0.100% 0.000% 0.000% 0.000% 0.000% 0.037% 0.063% 0.00%
PF05 Phoenix SCP(K) Equity Pen £9,755,376 0.00% 0.058% 0.000% 0.000% 0.000% 0.000% 0.031% 0.027% 0.00%
HL45 PHOENIX HS PENSION GUARANTEED SER AB AND AC ACC £9,577,557 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.000% 0.006% 0.00%
PF33 Phoenix SCP(K) UK Mid Cap Pen £9,399,947 0.00% 0.090% 0.000% 0.000% 0.000% 0.000% 0.000% 0.090% 0.00%
KC75 PHX Pen Perpetual D - Series D Pensions £8,608,767 0.00% 0.192% 0.000% 0.000% 0.000% 0.000% 0.002% 0.190% 0.00%
HL39 PHOENIX HS PENSION EUROPEAN SERIES AB AC ACC £8,446,875 0.00% 0.081% 0.000% 0.000% 0.000% 0.000% 0.011% 0.070% 0.00%
NB64 Phoenix NPI Pens Distribution Stk Series 1 £8,125,150 0.00% 0.024% 0.000% 0.000% 0.000% 0.000% 0.007% 0.018% 0.00%
KL85 Phoenix FTSE All Pn Sh Tracker S8 £8,112,604 0.00% 0.015% 0.000% 0.000% 0.000% 0.000% 0.005% 0.010% 0.00%
SE22 Phoenix SM UK Gilt and Fixed Interest Pen £7,752,832 0.00% 0.039% 0.000% 0.000% 0.000% 0.000% 0.039% 0.000% 0.00%
RA60 Phoenix F Managed Pen (20 60% Shares) Series SP £7,744,999 0.00% 0.079% 0.000% 0.000% 0.000% 0.000% 0.004% 0.075% 0.00%
SE02 Phoenix SM Invesco Perpetual Managed Pension £7,584,031 0.00% 0.215% 0.000% 0.000% 0.000% 0.000% 0.005% 0.210% 0.00%
KL84 PHX P European- Phoenix Series 8 Units £7,459,850 0.00% 0.054% 0.000% 0.000% 0.000% 0.000% 0.007% 0.048% 0.00%
PF36 Phoenix SCP(K) Technology Pen £6,881,524 0.00% 0.117% 0.000% 0.000% 0.000% 0.000% 0.000% 0.117% 0.00%
FFD1 Phoenix BULA Pensions Income Protector £6,877,667 0.00% 0.024% 0.000% 0.000% 0.000% 0.000% 0.013% 0.011% 0.00%
AU16 PHOENIX AL PENSIONS JAPAN ACCUMULATOR £6,438,442 0.00% 0.013% 0.000% 0.000% 0.000% 0.000% 0.013% 0.000% 0.00%
SV10 Phoenix SCP(E) Equity Pension £6,368,563 0.00% 0.120% 0.000% 0.000% 0.000% 0.000% 0.057% 0.063% 0.00%
SV36 Phoenix SCP(K) Managed Growth Pen £6,244,540 0.00% 0.101% 0.000% 0.000% 0.000% 0.000% 0.010% 0.091% 0.00%
QL31 PHX GT Special Man - Phoenix Series 1 Units £6,133,232 0.00% 0.213% 0.000% 0.000% 0.000% 0.000% 0.003% 0.210% 0.00%
NC91 Phoenix NPI Pens Indexed Gilt Stk Series 1 £6,001,549 0.00% -0.004% 0.000% 0.000% 0.000% 0.000% 0.001% -0.006% 0.00%
SO56 Phoenix SM Equity Tracker Pension £5,882,101 0.00% 0.040% 0.000% 0.000% 0.000% 0.000% 0.030% 0.010% 0.00%
S542 PHX P Equity Inc- Phoenix Series 8 Units £5,829,209 0.00% 0.090% 0.000% 0.000% 0.000% 0.000% 0.028% 0.062% 0.00%
PRMY Phoenix Alba LASPEN Overseas Equity Pooled Pen £5,547,060 0.00% 0.047% 0.000% 0.000% 0.000% 0.000% 0.029% 0.018% 0.00%
PF12 Phoenix SCP(K) Far East Pen £4,893,760 0.00% 0.012% 0.000% 0.000% 0.000% 0.000% 0.011% 0.001% 0.00%
0LHT Phoenix Pearl Pens Deposit SHP £4,569,942 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.000% 0.006% 0.00%
LQ28 Phoenix LL Pens Internatl Equity Ser S and T £4,470,155 0.00% 0.049% 0.000% 0.000% 0.000% 0.000% 0.007% 0.042% 0.00%
PF50 Phoenix SCP(K) European Pen £4,414,699 0.00% 0.055% 0.000% 0.000% 0.000% 0.000% 0.008% 0.048% 0.00%
JP02 Phoenix LL Pension Deposit (Guaranteed) Acc £4,220,469 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.000% 0.006% 0.00%
PF66 Phoenix SCP(K) Managed Pen (0 35% Shares) £4,070,848 0.00% 0.176% 0.000% 0.000% 0.000% 0.000% 0.013% 0.164% 0.00%
JZ75 Phoenix SM Stakeholder International Pen £3,883,674 0.00% 0.033% 0.000% 0.000% 0.000% 0.000% 0.016% 0.018% 0.00%
AU14 PHOENIX AL PENSIONS FIXED INTEREST ACCUMULATOR £3,868,609 0.00% 0.023% 0.000% 0.000% 0.000% 0.000% 0.023% 0.000% 0.00%
JZ70 Phoenix SM Stakeholder UK Equity Pen £3,556,525 0.00% 0.061% 0.000% 0.000% 0.000% 0.000% 0.002% 0.059% 0.00%
SV16 Phoenix SCP(E) International Pen £3,489,616 0.00% 0.052% 0.000% 0.000% 0.000% 0.000% 0.034% 0.018% 0.00%
HL49 PHOENIX HS PENSION INTERNATIONAL SERIES AB AC ACC £3,485,135 0.00% 0.024% 0.000% 0.001% 0.000% 0.001% 0.000% 0.023% 0.00%
KC78 Pen Consistent Man D Series £3,326,904 0.00% 0.080% 0.000% 0.000% 0.000% 0.000% 0.000% 0.080% 0.00%
TL57 PHOENIX TL PENSION TSB INTERNATIONAL ACCUMULATOR £3,323,546 0.00% 0.024% 0.000% 0.001% 0.000% 0.001% 0.000% 0.023% 0.00%
RP02 PHX F Gilt- Quoted Prices £3,194,201 0.00% -0.002% 0.000% 0.000% 0.000% 0.000% -0.002% 0.000% 0.00%
PG28 PHX P UK Leader- Phoenix Series 8 Units £2,990,254 0.00% 0.030% 0.000% 0.000% 0.000% 0.000% 0.000% 0.030% 0.00%
KC76 Pension Fram D - Series D Pensions £2,972,934 0.00% 0.061% 0.000% 0.000% 0.000% 0.000% 0.000% 0.061% 0.00%
HL55 PHOENIX HS PENSION PROPERTY SER AB AND AC ACC £2,586,569 0.00% 0.148% 0.000% 0.000% 0.000% 0.000% 0.000% 0.148% 0.00%
SE57 Phoenix SM Japanese Pension £2,474,387 0.00% 0.039% 0.000% 0.000% 0.000% 0.000% 0.021% 0.018% 0.00%
PG12 PHX P Far East- Phoenix Series 8 Units £2,355,455 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.000% 0.001% 0.00%
SV32 Phoenix SCP(E) Blue Chip Pen £2,335,321 0.00% 0.030% 0.000% 0.000% 0.000% 0.000% 0.000% 0.030% 0.00%
PRN6 Phoenix Alba LASIA North American Pension £2,318,766 0.00% 0.009% 0.000% 0.000% 0.000% 0.000% 0.009% 0.000% 0.00%
PRN7 Phoenix Alba LASIA European Pension £2,222,778 0.00% 0.056% 0.000% 0.000% 0.000% 0.000% 0.008% 0.048% 0.00%
TL18 PHOENIX TL PENSION GUARANTEED ACCUMULATOR £1,834,207 0.00% 0.004% 0.000% 0.000% 0.000% 0.000% 0.000% 0.004% 0.00%
SO52 Phoenix SM Fidelity Managed Pension £1,816,383 0.00% 0.068% 0.000% 0.000% 0.000% 0.000% 0.000% 0.068% 0.00%
SV20 Phoenix SCP(E) Property Pension £1,770,570 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
JZ71 Phoenix SM SHP Managed (0 35% Shares) £1,700,788 0.00% 0.174% 0.000% 0.000% 0.000% 0.000% 0.013% 0.161% 0.00%
PF21 Phoenix SCP(K) International Pen £1,609,766 0.00% 0.026% 0.000% 0.000% 0.000% 0.000% 0.001% 0.025% 0.00%
JZ74 Phoenix SM Stakeholder Opportunity Pen £1,559,488 0.00% 0.102% 0.000% 0.000% 0.000% 0.000% 0.029% 0.073% 0.00%
AU15 PHOENIX AL PENSIONS INDEXED INVESTMENT ACC £1,504,257 0.00% 0.033% 0.000% 0.000% 0.000% 0.000% 0.032% 0.001% 0.00%
SF93 Phoenix SM Long Gilt Pension £1,373,211 0.00% 0.019% 0.000% 0.000% 0.000% 0.000% 0.008% 0.011% 0.00%
SA29 Phoenix SM FTSE 95 Guarantee Pens £1,284,619 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
QL28 PHX GT Far East - Phoenix Series 1 Units £1,175,410 0.00% 0.413% 0.000% 0.000% 0.000% 0.000% -0.007% 0.420% 0.00%
QL30 PHX GT European - Phoenix Series 1 Units £1,168,760 0.00% 0.105% 0.000% 0.000% 0.000% 0.000% 0.005% 0.100% 0.00%
SV30 Phoenix SCP(E) Far East Performance Pension £1,099,830 0.00% 0.058% 0.000% 0.000% 0.000% 0.000% 0.057% 0.001% 0.00%
PF89 Phoenix SCP(K) UK Blue Chip Pen £1,049,744 0.00% 0.030% 0.000% 0.000% 0.000% 0.000% 0.000% 0.030% 0.00%
JZ72 Phoenix SM Stakeholder Gilt and Fixed Int Pen £1,032,524 0.00% 0.018% 0.000% 0.000% 0.000% 0.000% 0.018% 0.000% 0.00%
PRN2 Phoenix Alba LASIA Far Eastern Pension £978,537 0.00% 0.014% 0.000% 0.000% 0.000% 0.000% 0.013% 0.001% 0.00%
TL98 PHOENIX TL PENSION DEPOSIT ACCUMULATOR £978,482 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.000% 0.006% 0.00%
PF13 Phoenix SCP(K) Fixed Interest Pen £977,857 0.00% 0.014% 0.000% 0.000% 0.000% 0.000% 0.014% 0.000% 0.00%
PL19 Phoenix Pearl Pens Sterling Acc £887,768 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.000% 0.006% 0.00%
TJ37 PHOENIX TL PENSION GILT EDGED SERIES 1 ACC £850,438 0.00% 0.023% 0.000% 0.000% 0.000% 0.000% 0.023% 0.000% 0.00%
LQ23 Phoenix LL Pens Fixed Interest Series S and T £827,378 0.00% 0.030% 0.000% 0.000% 0.000% 0.000% 0.004% 0.026% 0.00%
QL35 PHX Fram Jap and Gen - Phoenix Series 1 Units £797,698 0.00% 0.051% 0.000% 0.000% 0.000% 0.000% 0.000% 0.051% 0.00%
S539 PHX P Index Linked- Phoenix Series 8 Units £767,571 0.00% 0.040% 0.000% 0.000% 0.000% 0.000% 0.040% 0.000% 0.00%
SV29 Phoenix SCP(E) Europe Perform Pen £743,964 0.00% 0.047% 0.000% 0.000% 0.000% 0.000% -0.001% 0.048% 0.00%
JZ73 Phoenix SM Stakeholder Cash Pen £674,555 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
QL37 PHX Fram Recovery - Phoenix Series 1 Units £638,051 0.00% 0.080% 0.000% 0.000% 0.000% 0.000% 0.000% 0.080% 0.00%
PF30 Phoenix SCP(K) Property Pen £627,741 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
SV28 Phoenix SCP(E) Americas Perform Pen £606,507 0.00% 0.002% 0.000% 0.000% 0.000% 0.000% 0.002% 0.000% 0.00%
PF02 Phoenix SCP(K) Building Society Pen £547,410 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
SV27 Phoenix SCP(E) Building Society Pension £520,867 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
SV14 Phoenix SCP(E) Index Linked Pen £452,603 0.00% 0.023% 0.000% 0.000% 0.000% 0.000% 0.023% 0.000% 0.00%
SA41 Phoenix SM FTSE 100 Guarantee Pens £438,252 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.001% 0.004% 0.00%
LQ24 Phoenix LL Pens Deposit (Ex Prop) Series S and T £437,361 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.000% 0.006% 0.00%
QL29 PHX GT Capital Tst - Phoenix Series 1 Units £433,802 0.00% 0.338% 0.000% 0.000% 0.000% 0.000% -0.012% 0.350% 0.00%
LQ11 Phoenix LL Pens Indexed Linked Series P £389,951 0.00% -0.005% 0.000% 0.000% 0.000% 0.000% 0.000% -0.006% 0.00%
SV31 Phoenix SCP(E) Worldwide Perform Pen £388,836 0.00% 0.102% 0.000% 0.000% 0.000% 0.000% 0.029% 0.073% 0.00%
PRN4 Phoenix Alba LASIA Fixed Interest Pension £384,216 0.00% 0.150% 0.000% 0.000% 0.000% 0.000% 0.150% 0.000% 0.00%
QL22 PHX GT Internation - Phoenix Series 1 Units £361,418 0.00% 0.390% 0.000% 0.000% 0.000% 0.000% 0.000% 0.390% 0.00%
SV12 Phoenix SCP(E) Fixed Interest Pension £342,698 0.00% 0.018% 0.000% 0.000% 0.000% 0.000% 0.015% 0.003% 0.00%
QL27 PHX GT Japan and Gen - Phoenix Series 1 Units £323,291 0.00% 0.083% 0.000% 0.000% 0.000% 0.000% 0.003% 0.080% 0.00%
QL36 PHX Fram Amer Trd - Phoenix Series 1 Units £298,522 0.00% 0.057% 0.000% 0.000% 0.000% 0.000% 0.000% 0.057% 0.00%
QL33 PHX Fram Am SM Co - Phoenix Series 1 Units £288,375 0.00% 0.057% 0.000% 0.000% 0.000% 0.000% 0.000% 0.057% 0.00%
HL43 PHOENIX HS PENSION FIXED INTEREST SERIES AB AND AC ACCUMULATOR £271,384 0.00% 0.023% 0.000% 0.000% 0.000% 0.000% 0.023% 0.000% 0.00%
QL34 PHX Fram Capital - Phoenix Series 1 Units £256,161 0.00% 0.132% 0.000% 0.000% 0.000% 0.000% 0.000% 0.132% 0.00%
QL32 PHX Fram Intl Grow - Phoenix Series 1 Units £252,881 0.00% 0.080% 0.000% 0.000% 0.000% 0.000% 0.000% 0.080% 0.00%
ELT9 Phoenix Alba LASPEN Mixed Pooled Pension £213,372 0.00% 0.073% 0.000% 0.000% 0.000% 0.000% 0.000% 0.073% 0.00%
PRN3 Phoenix Alba LASIA Managed Retirement Pension £190,757 0.00% 0.053% 0.000% 0.000% 0.000% 0.000% -0.021% 0.074% 0.00%
QL25 PHX Pen North American Fund £173,853 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.006% 0.000% 0.00%
ELU1 Phoenix Alba LASPEN Property Pooled Pension £137,999 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
PRN8 Phoenix Alba BLA (Crusader) Secure Income Pen £118,895 0.00% 0.043% 0.000% 0.000% 0.000% 0.000% 0.032% 0.011% 0.00%
PRN1 Phoenix Alba LASIA Japan Pension £109,397 0.00% 0.071% 0.000% 0.000% 0.000% 0.000% 0.053% 0.018% 0.00%
KL18 PHX R Pen Aberdeen Murray Ethical £67,343 0.00% 0.059% 0.000% 0.000% 0.000% 0.000% 0.000% 0.059% 0.00%
KL22 PHX R Pen Frm Hlth - Pension Solutions Units £33,351 0.00% 0.085% 0.000% 0.000% 0.000% 0.000% 0.000% 0.085% 0.00%
QL23 PHX P Worldwide Bd - Phoenix Series 1 Units £27,751 0.00% 0.303% 0.000% 0.000% 0.000% 0.000% 0.008% 0.295% 0.00%
KL19 PHX R Pen B Giffrd - Pension Solutions Units £24,403 0.00% 0.171% 0.000% 0.000% 0.000% 0.000% 0.000% 0.171% 0.00%
KL23 PHX R Pen Frm UK G - Pension Solutions Units £10,955 0.00% 0.105% 0.000% 0.000% 0.000% 0.000% 0.000% 0.105% 0.00%
PHEULFCQPF Phoenix Sustainable Index US Equity Fund-IG £1,224 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
PHEULFCRPF Phoenix Sustainable Index Euro Eq Fund-IG £1,222 0.00% 0.037% 0.000% 0.000% 0.000% 0.000% -0.001% 0.038% 0.00%
PHEULFCUPF Phoenix Sustainable Index Jap Eq Fund-IG £1,153 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.001% 0.000% 0.00%
PHEULFCPPF Phoenix Sustainable Index UK Equity Fund-IG £1,120 0.00% 0.004% 0.000% 0.000% 0.000% 0.000% 0.004% 0.000% 0.00%
PHEULFCTPF Phoenix Sustainable Index Emer Mrkt Eq-IG £974 0.00% 0.096% 0.000% 0.000% 0.000% 0.000% -0.001% 0.097% 0.00%
PHEULFCSPF Phoenix Sustainable Index Asia Pac exJap-IG £957 0.00% -0.001% 0.000% 0.000% 0.000% 0.000% -0.001% 0.000% 0.00%
ELT6 Phoenix Alba LASPEN Discretionary Pooled Pension £421 0.00% 0.073% 0.000% 0.000% 0.000% 0.000% 0.000% 0.073% 0.00%
ELU0 Phoenix Alba LASPEN Overseas Equity Pooled Pen £236 0.00% 0.011% 0.000% 0.000% 0.000% 0.000% 0.000% 0.011% 0.00%
DG05 Phoenix Alba Long Gilt Pension £224 0.00% 0.011% 0.000% 0.000% 0.000% 0.000% 0.000% 0.011% 0.00%

Definitions

Percentage not obtained

  • This indicates funds where some indirect transaction cost information is missing.
  • For a small number of funds there was no information available - these have been shaded grey and show 100% not obtained.

Explicit costs

  • Are things like stamp duty (a tax paid when investments are bought) and fees paid to brokers who do the buying and selling
  • These are labelled as column [A] with a breakdown where available.
  • In most cases the funds invest through collective investment schemes such as unit trusts in which case there are no explicit costs shown but instead the cost are shown as an indirect cost (see below).

Implicit costs

  • Are the difference between:
    • the price the fund managers used by Phoenix expected to receive or pay when they decided to sell or buy an investment; and
    • the price they actually got when the sale or purchase happened.
  • For example, if they expected to receive £1000 when they decided to sell but actually got £995, that would count as a £5 implicit cost. But if they actually received £1002 because the price had gone up, there would be a £2 benefit rather than a cost - this is why several funds show a negative implicit cost. These are labelled as column [B].

Indirect costs

  • When the underlying investments are held in underlying collective investment schemes such as unit trusts the costs of buying and selling are reported up as a single value called an indirect cost rather than with a breakdown of the costs into types of explicit cost and implicit costs. These are labelled as column [C].

Anti-dilution levy

  • When an investor buys or sells units in a unit linked fund, which in turn needs to buy or sell units in a collective investment scheme (such as a unit trust), the price the investor pays or receives is adjusted by an amount called an 'anti-dilution levy'. This is designed to protect other investors in the unit linked fund from suffering a loss as a result of costs that may be incurred in the buying or selling. These are labelled as column [D] but are zero in all cases as no credit has been taken for anti-dilution levies for any fund.