Scottish Mutual Unitised With Profits Pension

Illustration 1

Investment in PHOENIX SM WITH PROFITS PEN SERIES 3 Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • No ongoing payments
Year Before Charges After Charges
1 £10,100 £10,000
3 £10,400 £10,100
5 £10,800 £10,200
10 £11,600 £10,500
15 £12,600 £10,700
20 £13,600 £11,000
25 £14,700 £11,300

Illustration 2

Investment in PHOENIX SM WITH PROFITS PEN SERIES 3 Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • Ongoing total contributions of £100 per month
Year Before Charges After Charges
1 £11,200 £11,100
3 £13,900 £13,700
5 £16,700 £16,100
10 £23,400 £22,000
15 £30,300 £27,400
20 £37,200 £32,600
25 £44,200 £37,500

For all the above illustrations:

Ongoing Charges
PHOENIX SM WITH PROFITS PEN SERIES 3: 1%

Transaction Costs:
PHOENIX SM WITH PROFITS PEN SERIES 3: 0.0914%

Growth Rates:
Gross Growth Rate: 3.5914%

  • Values are not guaranteed
  • Projected values are shown in today's terms and do not need to be reduced further for the effect of inflation
  • Inflation is assumed to be 2.00% each year
  • Premiums paid remain level - no escalation