Illustration 1

Unitised With Profits Series 1

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • No ongoing payments
Year Before Charges After Charges
1 £10,000 £9,900
3 £10,000 £9,700
5 £10,000 £9,510
10 £10,000 £9,060
15 £10,000 £8,620
20 £10,000 £8,210
25 £10,100 £7,810

Illustration 2

Unitised With Profits Series 1

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • Ongoing total contributions of £100 per month
Year Before Charges After Charges
1 £11,100 £10,900
3 £13,400 £13,000
5 £15,600 £15,000
10 £20,900 £19,400
15 £25,700 £23,100
20 £30,000 £26,100
25 £34,000 £28,600

For all the above illustrations:

Ongoing Charges
Unitised With Profits Series 1: 1%

Transaction Costs:

Unitised With Profits Series 1: 0.0417%

Growth Rates:
Gross Growth Rate: 2.0417%

  • Values are not guaranteed
  • Projected values are shown in today's terms and do not need to be reduced further for the effect of inflation
  • Inflation is assumed to be 2.00% each year
  • Premiums paid remain level - no escalation